If you drive often but don’t own a car, you might wonder if you still need car insurance. That’s where non-owner car insurance comes in. This type of policy provides liability coverage for bodily injury and property damage, protecting you if you’re responsible for an accident. Keep in mind, non-owner car insurance doesn’t cover the… Read More »
If you’ve ever wondered, “What exactly is a car insurance deductible?” you’re in the right place. Let’s break it down in simple terms. A car insurance deductible is the amount you pay out of pocket when you make a claim before your insurance kicks in to cover the rest. Most auto insurance coverages, including collision,… Read More »
Have you ever wondered why car insurance is mandatory in almost every state in the U.S.? Beyond being a legal requirement, car insurance serves as a crucial safety net that protects you financially when accidents happen. Let’s break it down in a clear, human-friendly way. Why Car Insurance Is Mandatory In the United States, car… Read More »
Uninsured motorist (UM) coverage protects you if you’re involved in an accident with a driver who has no auto insurance. Its counterpart, underinsured motorist (UIM) coverage, covers you if the at-fault driver doesn’t have enough insurance to pay for the damages or injuries they caused. While UM and UIM coverage are mandatory in many states,… Read More »
