When you hear the term full coverage car insurance, it often sounds like a magic safety net that protects you from every possible scenario on the road. But here’s the truth: there’s no universal definition. Generally, agents, lenders, and insurers use the term to mean a combination of liability coverage plus physical damage coverage—which includes… Read More »
If you’ve ever heard the term “no-fault state” while shopping for car insurance, you might have wondered what it actually means. In plain language, a no-fault state is one where drivers file claims for bodily injuries with their own insurance company, rather than suing the other driver for damages. Let’s break it down in a… Read More »
If you drive often but don’t own a car, you might wonder if you still need car insurance. That’s where non-owner car insurance comes in. This type of policy provides liability coverage for bodily injury and property damage, protecting you if you’re responsible for an accident. Keep in mind, non-owner car insurance doesn’t cover the… Read More »
Have you ever wondered why car insurance is mandatory in almost every state in the U.S.? Beyond being a legal requirement, car insurance serves as a crucial safety net that protects you financially when accidents happen. Let’s break it down in a clear, human-friendly way. Why Car Insurance Is Mandatory In the United States, car… Read More »
Yes, you can get out of a car lease early by buying out the lease and selling the car, rolling your payments into a new lease, or transferring the lease to another person. Terminating the lease also allows you to get out of it early, but doing so often comes with an early termination fee… Read More »
If you’ve ever been in a car accident, you might be wondering, does health insurance cover car accident injuries? The short answer is yes—health insurance can help cover medical expenses after a car crash. However, depending on your state and specific coverages, your auto insurance might also step in. Typically, your healthcare provider will ask… Read More »
