The need for quick cash advances is more common than ever in 2025. Brigit is one of the leading financial apps offering payday advance services—but it’s not your only option. Whether you’re looking for lower fees, faster transfers, or better user reviews, there are many apps like Brigit that can help you access emergency funds instantly.
In this guide, we’ll cover 17 top alternatives to Brigit that provide fast, flexible cash advances—even if you have bad credit or no credit history at all.
Table of Contents
- Why People Look for Apps Like Brigit
- What to Look For in a Cash Advance App
- The 17 Best Apps Like Brigit in 2025
- Comparison Table of Brigit Alternatives
- How These Apps Differ From Payday Loans
- Pros & Cons of Using Brigit Alternatives
- Final Verdict: Which One Should You Choose?
1. Why People Look for Apps Like Brigit
Brigit is known for providing up to $250 in cash advances with no interest and credit monitoring. But some users find its $9.99/month fee too high or feel restricted by the app’s eligibility requirements.
That’s why many seek apps like Brigit—ones that:
- Offer lower fees or no fees at all
- Provide instant cash advances
- Work with more banks or employers
- Don’t require subscriptions
If you’re looking for quick, no-hassle financial relief, you’re not alone.
2. What to Look For in a Cash Advance App
Before choosing any app, here are the top features to prioritize:
- No-interest or low-fee advances
- Instant cash transfer options
- No credit check required
- Good reviews and secure app
- Budgeting or overdraft protection features
All the apps like Brigit listed below meet at least most of these criteria.
3. The 17 Best Apps Like Brigit in 2025
Here’s a detailed look at the top Brigit alternatives available right now:
1. Earnin
- Advance Limit: Up to $750
- Fees: No fees, optional tips
- Pros: Instant cash, no interest
- Why it’s like Brigit: Offers no-cost, no-credit-check advances
2. Dave
- Advance Limit: Up to $500
- Fees: $1 monthly + optional tips
- Pros: Side hustle finder, budgeting tools
- Why it’s like Brigit: Offers early paycheck access and budgeting
3. MoneyLion
- Advance Limit: Up to $500 with Instacash
- Fees: Free with optional subscription
- Pros: Credit builder loan option
- Why it’s like Brigit: Offers quick cash and credit support
4. Albert
- Advance Limit: Up to $250
- Fees: Requires Genius subscription ($8/month)
- Pros: Smart budgeting tools
- Why it’s like Brigit: Cash advance with financial coaching
5. Chime SpotMe
- Advance Limit: Up to $200
- Fees: No fees, no interest
- Pros: Integrated with Chime checking
- Why it’s like Brigit: Overdraft protection for Chime users
6. Empower
- Advance Limit: Up to $250
- Fees: $8/month after 14-day trial
- Pros: AI financial assistant
- Why it’s like Brigit: Budget tracking + fast cash access
7. FloatMe
- Advance Limit: Up to $50
- Fees: $1.99/month
- Pros: Simple app, small short-term loans
- Why it’s like Brigit: Great for quick micro-advances
8. Klover
- Advance Limit: Up to $200
- Fees: No interest, tips accepted
- Pros: Earn points by watching ads or filling surveys
- Why it’s like Brigit: Free advances with non-traditional access
9. Possible Finance
- Advance Limit: Up to $500
- Fees: APR applied, but reported to credit bureaus
- Pros: Helps build credit
- Why it’s like Brigit: Loans available with flexible repayment
10. Payactiv
- Advance Limit: Depends on earned wages
- Fees: May charge for instant access
- Pros: Direct employer integration
- Why it’s like Brigit: Built-in budgeting and financial services
11. Branch
- Advance Limit: Up to 50% of earned wages
- Fees: Free with employer participation
- Pros: Instant access, banking tools
- Why it’s like Brigit: Strong employer-integration model
12. DailyPay
- Advance Limit: Based on earned wages
- Fees: Charges for instant transfers
- Pros: Used by major employers
- Why it’s like Brigit: On-demand pay with no subscriptions
13. Even
- Advance Limit: Based on work hours
- Fees: Typically $8/month (employer may cover)
- Pros: Strong budgeting and savings features
- Why it’s like Brigit: Combines EWA and savings
14. Grid Money
- Advance Limit: Varies
- Fees: Free + optional tips
- Pros: Helps freelancers & gig workers
- Why it’s like Brigit: Financial access for non-traditional workers
15. Line
- Advance Limit: Up to $500
- Fees: Starts at $1.97/month
- Pros: Predictable payments, no credit check
- Why it’s like Brigit: Simple, affordable advances
16. PockBox
- Advance Limit: Up to $2,500
- Fees: Depends on lender
- Pros: Multiple lender offers in one app
- Why it’s like Brigit: Larger loans but still fast approval
17. B9
- Advance Limit: Up to 100% of earned income
- Fees: Membership starts at $9.99/month
- Pros: No SSN required, bilingual support
- Why it’s like Brigit: Good for immigrant workers or bilingual users
4. Comparison Table of Brigit Alternatives
| App | Max Advance | Monthly Fee | Credit Check | Instant Cash? | Reporting |
|---|---|---|---|---|---|
| Brigit | $250 | $9.99 | No | Yes (for fee) | No |
| Earnin | $750 | $0 | No | Yes (Lightning) | No |
| Dave | $500 | $1 | No | Yes | No |
| MoneyLion | $500 | $0/$19.99 | No | Yes | Yes |
| Chime SpotMe | $200 | $0 | No | Yes (via Chime) | No |
| Empower | $250 | $8 | No | Yes | No |
| FloatMe | $50 | $1.99 | No | Yes | No |
| Klover | $200 | $0 | No | Yes | No |
| Possible | $500 | Varies | No | Yes | Yes |
5. How These Apps Differ From Payday Loans
Apps like Brigit and its alternatives differ from traditional payday loans in the following ways:
- No interest or very low fees
- No hard credit checks
- No rollovers or penalties
- Faster access, often same day
- Better terms and flexibility
They are designed to bridge gaps between paychecks—not trap you in cycles of debt.
6. Pros & Cons of Using Brigit Alternatives
✅ Pros:
- Fast access to cash
- No credit score requirements
- Often lower fees than traditional loans
- Some apps offer free budgeting tools
- Easier approval process
❌ Cons:
- Some apps have hidden or optional fees
- Not all offer high limits
- Most do not report positive behavior to credit bureaus
- Reliance on tips can be confusing
Still, most users agree that apps like Brigit are significantly more consumer-friendly than payday lenders.
7. Final Verdict: Which One Should You Choose?
If you’re looking for:
- No fees: Try Earnin, Chime SpotMe, or Klover
- Larger advances: Try PockBox or MoneyLion
- Extra financial tools: Try Dave, Empower, or Even
- Freelancer/gig support: Try Grid Money or B9
Every app has its own eligibility rules and benefits. But one thing’s clear—there are plenty of great apps like Brigit for accessing fast cash without getting trapped in debt
