Tag Archives: accident forgiveness

At-Fault vs No-Fault Car Accidents: What You Need to Know

Understanding the difference between at-fault and no-fault car accidents can save you time, money, and headaches if you ever find yourself in a collision. Let’s break it down in a friendly, conversational way. What’s an At-Fault Accident? In most states, if you’re involved in an accident, one driver is usually deemed at-fault. This means that… Read More »

How Much Does Insurance Go Up After an Accident?

If you’ve recently been in a car accident, you might be wondering: How much will my insurance go up after an accident? The answer isn’t one-size-fits-all. Your rate increase depends on factors like who was at fault, the severity of the accident, your state’s laws, and your insurance company’s policies. The good news? Some insurers… Read More »

What is Accident Forgiveness and How Does It Work?

Accidents happen, even to the safest drivers. That’s where accident forgiveness comes in. Accident forgiveness is an auto insurance feature that prevents your insurance rates from going up after a car accident. While each insurance company handles it differently, the basic idea is the same: protect your rates after your first accident. For example, some… Read More »