When you’re in a financial bind, a few hundred dollars can make a huge difference. That’s where the Brigit app comes in. Promising instant cash advances, budgeting tools, and overdraft protection, Brigit markets itself as a modern solution to old-school payday loans. But what do real users think?
In this comprehensive article, we dive deep into Brigit app reviews—what people are saying online, what features stand out, the pros and cons, and how Brigit compares to other similar apps in 2025.
Table of Contents
- What Is the Brigit App?
- How Brigit Works
- Key Features of Brigit
- Brigit App Reviews: Real User Feedback
- Brigit Pricing: Is It Worth the Monthly Fee?
- Who Should Use Brigit?
- Brigit vs Other Cash Advance Apps
- Is Brigit Safe and Legit?
- Pros and Cons Summary
- Final Verdict: What People Really Think
1. What Is the Brigit App?
The Brigit app is a financial technology platform designed to help users avoid overdraft fees and access up to $250 in cash advances before payday. Launched in 2017, Brigit quickly grew in popularity among users looking for alternatives to payday loans and expensive overdraft protection services.
It offers features like:
- No-interest cash advances
- Real-time balance monitoring
- Budgeting tools
- Credit monitoring
- Identity theft protection (in the Plus plan)
The app has received mixed but mostly positive reviews on app stores and financial forums. That’s why we created this deep-dive into Brigit app reviews—to help you decide if it’s right for you.
2. How Brigit Works
Here’s a simple breakdown of how Brigit operates:
- Connect your bank account (must show regular deposits)
- Brigit analyzes your income and spending patterns
- If eligible, you can receive a cash advance up to $250
- The advance is automatically repaid on your next payday
- Optional subscription includes credit monitoring and budgeting tools
Brigit app reviews consistently mention how easy it is to set up and use.
3. Key Features of Brigit
These are the most frequently highlighted features in Brigit app reviews:
✅ Instant Cash Advances
Up to $250 available once you qualify—no interest or late fees.
✅ Overdraft Protection
Monitors your account and sends cash before you overdraft.
✅ Credit Monitoring
Track your credit score with the premium Brigit Plus plan.
✅ Budgeting Tools
Get predictions on upcoming expenses and help planning for bills.
✅ Identity Theft Protection
Brigit Plus includes up to $1M in ID theft insurance.
4. Brigit App Reviews: Real User Feedback
We gathered Brigit app reviews from Reddit, Trustpilot, Google Play, and the Apple App Store to understand how real users feel.
⭐ Trustpilot (4.5/5, 4,000+ reviews)
“Brigit saved me from multiple overdraft fees. It’s a must-have if you live paycheck to paycheck.” — Carla D.
⭐ Apple App Store (4.8/5, 150K+ reviews)
“I love that they give you money without charging interest or doing credit checks. Worth the subscription.” — Jason T.
⭐ Reddit (r/personalfinance)
“Brigit worked for me for about 6 months, but then stopped offering advances even though my deposits didn’t change. Still a helpful app.”
Common Praise:
- Easy to use
- Quick transfers
- Saved users from bank overdrafts
- Predictive alerts are useful
Common Complaints:
- $9.99 monthly fee is high for some
- Advance not always available
- Doesn’t work with all banks
5. Brigit Pricing: Is It Worth the Monthly Fee?
Brigit offers two plan tiers:
| Plan | Cost | Features |
|---|---|---|
| Free Plan | $0 | Budgeting tools, account monitoring |
| Brigit Plus | $9.99/month | Cash advances, credit monitoring, ID theft protection |
Many Brigit app reviews say the $9.99/month is worth it if you regularly use the cash advance feature or want credit monitoring. If you don’t need those, the free version may suffice.
6. Who Should Use Brigit?
The Brigit app is ideal for:
- People living paycheck to paycheck
- Anyone who frequently overdrafts their account
- Users needing a small advance to cover bills
- Those looking for simple budgeting and credit monitoring tools
Brigit is not ideal for users who:
- Want cash advances higher than $250
- Don’t have a steady paycheck
- Need instant access every time (availability varies)
7. Brigit vs Other Cash Advance Apps
Let’s see how Brigit compares to popular alternatives:
| App | Advance Limit | Monthly Fee | Instant Transfer | Credit Check |
|---|---|---|---|---|
| Brigit | $250 | $9.99 | Yes (limited) | No |
| Earnin | $750 | $0 (tips) | Yes | No |
| Dave | $500 | $1 | Yes | No |
| MoneyLion | $500 | Free/$19.99 | Yes | No |
| Chime SpotMe | $200 | $0 | Yes (Chime only) | No |
Brigit’s biggest downside, according to Brigit app reviews, is its monthly fee compared to others that rely on tips or optional subscriptions.
8. Is Brigit Safe and Legit?
Yes, Brigit is a legit financial app trusted by over 3 million users. It uses 256-bit encryption, doesn’t store your banking credentials, and has strong fraud protections.
Other safety features include:
- FDIC-insured accounts (through banking partners)
- Identity theft protection for Plus members
- Two-factor authentication (2FA)
In terms of Brigit app reviews, very few users report security concerns. Most negative feedback relates to feature access or customer support—not safety.
9. Pros and Cons Summary
✅ Pros:
- No interest on cash advances
- Helps avoid overdraft fees
- Offers budgeting and credit tools
- User-friendly interface
- No credit check
❌ Cons:
- $9.99/month is steep for some
- Advance availability isn’t guaranteed
- Doesn’t support all banks
- No rewards or points
Overall, Brigit app reviews show that most users feel the app pays for itself if it helps them avoid bank fees or late bills.
10. Final Verdict: What People Really Think
Based on thousands of Brigit app reviews, this is the general consensus:
- ✅ It works well if you qualify for advances
- ✅ It’s great for those who need occasional help between paychecks
- ❌ It may not be ideal for users with irregular income
- ❌ The $9.99/month cost isn’t for everyone
Still, if you live paycheck to paycheck, Brigit could help you stay afloat without falling into payday loan traps.
