If you drive an Audi, you know it’s more than just a car — it’s a statement of style, performance, and cutting-edge technology. But before you hit the road, understanding Audi car insurance is crucial. From coverage options to ways to save, this guide walks you through everything you need to know.
How Much Does Car Insurance for an Audi Cost?
The cost of insuring an Audi depends on multiple factors: your specific model, driving habits, age, location, driving history, and more. For instance, the 2024 Audi Q5 may cost less to insure with comprehensive and collision coverage than a pricier BMW X5, yet more than a more affordable Honda CR-V. Learn more about insurance costs by visiting Progressive’s car insurance guide.
Pro Tip: The value of your Audi can significantly affect your premium, especially if you opt for comprehensive and collision coverages, which protect against theft, accidents, and other damages.
Tips to Lower Your Audi Car Insurance Rate
You can save on Audi car insurance with simple strategies, such as:
- Online Enrollment: Signing up online may earn you discounts.
- Paperless Billing: Going digital can also reduce your premium.
- Bundling Policies: Combining auto and home insurance can bring extra savings.
Check out Consumer Reports on insurance discounts for more ways to lower your rate.
What Type of Insurance Do You Need for an Audi?
Every state has minimum car insurance requirements, which typically include liability coverage. For Audi owners, additional coverages to consider are:
- Uninsured/Underinsured Motorist Coverage
- Personal Injury Protection or Medical Payments Coverage
- Comprehensive and Collision Coverage (often required for financed or leased vehicles)
Optional coverages, such as roadside assistance or gap insurance, can offer extra peace of mind.
For a detailed breakdown, see IIHS Auto Insurance Guide.
Popular Audi Models
According to Audi of America’s 2023 year-end sales, the Q5 SUV is the brand’s top seller. Other popular models include:
- Sedans: A3, A4, A6, A8, GT, TT
- SUVs: Q3, Q5, Q7, Q8
- Electric Models: e-tron® GT, Q4, and Q8
The 2024 Audi Q5 is also a plug-in hybrid, making it Audi’s only hybrid model. Many of these models have earned IIHS Top Safety Pick awards.
Fast Facts About Audi
- Founded in 1910 by August Horch in Germany; U.S. sales began in 1970.
- The Audi e-tron® SUV was the first battery-electric vehicle to earn a Top Safety Pick+ from IIHS in 2019.
- Audi’s iconic four-ring logo represents the merger of four German auto manufacturers.
How to Get an Audi Car Insurance Quote
You have multiple ways to get insured:
- Online: Customize your coverages and receive a quote quickly.
- By Phone: Speak with a licensed representative at 1-866-749-7436.
- Through an Agent: Find a local independent agent here.
For more guidance, explore Progressive’s guide on car insurance policies.
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