Being a student comes with many expenses—from textbooks to transportation. Fortunately, students and teenage drivers can save on car insurance with discounts offered by providers like Progressive. Whether you’re going away to college, earning top grades, or just starting to drive, there are ways to lower your insurance costs.
Student Discounts for Car Insurance
Progressive offers several discounts specifically for students. To qualify, you must be listed on a parent’s or guardian’s car insurance policy.
1. Good Student Discount
- For full-time students under age 23 with a B average or higher.
- Discount typically starts at 5%.
2. Distant Student Discount
- For students 22 or younger attending a school 100+ miles from home.
- Must not have a car at school.
3. Teen Driver Discount
- For drivers 18 or younger.
- Encourages safe driving habits while saving money.
Essential Insurance Tips for Students
- Understanding insurance: Learn how car insurance works for teens and students.
- Age impact: Younger drivers often pay more; discounts can help offset costs.
- Borrowing a car: Know how insurance works when using someone else’s car.
- Shopping & comparing: Tips for buying your first policy and comparing coverage.
- Staying on parents’ policy: Many students benefit from remaining on a parent or guardian’s insurance until they’re financially independent.
- Roommates: Some students can share insurance with a roommate under specific conditions.
Helpful Tools for Student Drivers
- Car insurance calculator: Estimate the coverage you need.
- Car budget calculator: Determine how much car you can afford.
- State insurance requirements: Find out mandatory coverage and discounts in your area.
Perks of Insuring with Progressive
- Loyalty rewards: Save just for being a Progressive customer.
- Digital ID card: Access, save, or share your insurance card from your phone.
- Mobile claims: Submit and track claims through the Progressive app.
- PerkShare®: Access discounts, offers, and coupons.
- Snapshot®: Personalized rates based on driving behavior—safer drivers can save more.
Bottom Line
Student drivers can save money by taking advantage of discounts and tools offered by car insurance providers. From good grades to distance learning, there are multiple ways to lower your premiums while staying protected on the road.
